HOG Easy Pay — Flexible Payment Made Simple

Shop Now. Pay Conveniently Over Time.

Buy your Home, Office, and Garden essentials today and pay in flexible installments with HOG Easy Pay.
We partner with trusted financial institutions to give you access to convenient payment plans—so you don’t have to delay what matters.

Spread the payment

Pay in easy installments over time—so you can furnish your space without financial pressure.

Wide Product Selection

Choose from thousands of furniture and interior pieces across Home, Office, and Garden categories.

Delivery & Returns

Enjoy reliable delivery and peace of mind with our 7-day return policy on eligible items.

Transparent & Competitive Rates

Our financing partners offer fair and transparent rates—no hidden charges, just clear terms.

With HOG Easy Pay, you get the flexibility to plan your purchases, manage your cash flow, and still enjoy quality furniture when you need it.

Choose the payment option that works best for you

Klump

Flexible. Fast. Convenient.

  • Very fast approval
  • Flexible repayment options
  • Short to mid-term plans
  • Easy onboarding process
  • Secure and simple

👉 Best for quick access with flexible repayment

CreditDirect

Salary-Based Financing You Can Trust.

  • Requires income verification
  • Structured interest rates
  • Medium to long-term repayment
  • Ideal for salaried individuals
  • Bank-backed security

👉 Best for stable earners needing structured financing

Union Bank

Exclusive Benefits for Union Bank Customers.

  • Available to Union Bank customers
  • Preferential rates & discounts
  • Flexible repayment tenure
  • Requires active bank relationship
  • Exclusive offers

👉 Best for Union Bank customers seeking added benefits

HOG

Split pay Financing. Nationwide Access.

  • Moderate approval process
  • Zero interest rates
  • 6 months repayment plans
  • Available nationwide
  • Higher purchase limits

👉 Ideal for planned purchases with flexible payments and price protection

HOG Furniture Official Logo

HOG Splitpay…Lock Today’s Price. Pay Over Time. 0% Interest

HOG SplitPay allows you to secure your furniture at today’s price and spread your payment over a short period—without interest.

Once your payment is completed, your order will be processed and delivered. This option is ideal for customers who want to avoid price increases while paying at their own pace.

More inquiry…contact us

    What Our Customers Are Saying

    Kola
    KolaNG
    Reviewer
    5/5
    Feedback on Shoe Rack

    Item was delivered early and in good condition too. However I’ve been unable to set it up….

    2 months ago
    Ebuka
    EbukaNG
    Reviewer
    5/5
    Good Service & Excellent Product

    Given its price, the sofa is impressive, and the prompt response from the service team is commendable.

    2 months ago
    Aaa
    AaaNG
    Reviewer
    1/5
    Low quality

    It Dosent last, the arm rest will break in 2 months, the gas cylinder doesn’t stay up. All this within 6 months of purchase

    3 months ago